Your books.
Done.

Neatly is an AI bookkeeper that runs your accounts autonomously. Bank reconciliation, VAT returns, MTD submissions, financial reports. Not software you operate. An employee that works.

Today's bookkeeping
Bank reconciliation Reconciled
47 transactions categorised Complete
VAT return Q1 prepared Ready
MTD quarterly submission Filed
P&L report generated Sent

UK small businesses spend 5-10 hours a month on bookkeeping

Categorising transactions. Chasing receipts. Reconciling bank feeds. Filing VAT. Neatly does all of it while you run your business.

What Neatly
handles

Everything your bookkeeper does, but faster, cheaper, and available every single day.

01
Autonomous Bank Reconciliation
Connects to your bank feeds. Matches every transaction. Categorises expenses using UK-specific rules. Flags anomalies. Your books are reconciled daily, not once a quarter.
02
VAT Returns & MTD Filing
Tracks input and output VAT across every transaction. Prepares quarterly VAT returns. Submits directly to HMRC via Making Tax Digital. No missed deadlines, no penalties.
03
Expense Categorisation
Snap a receipt or forward an invoice. Neatly extracts the data, assigns the correct nominal code, and files it. UK tax categories built in.
04
Management Reports
Weekly P&L, cash flow forecasts, aged debtors. Neatly produces the reports your accountant would, delivered to your inbox on schedule.

MTD for Income Tax is here. April 2026.

Millions of UK sole traders and landlords must now submit quarterly digital records to HMRC. The penalty regime is strict: 3% at day 15, another 3% at day 30, daily interest from day 31. Neatly handles every submission, on time, every quarter.

Bookkeeping that runs itself

Built for UK sole traders, partnerships, and small limited companies who have better things to do than categorise receipts.